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건설공제조합 Construction Guarantee 건설공제조합 Construction Guarantee

 
 
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Loan

In construction business requiring huge amount of capital, it is often not possible to proceed with contracted works without smooth funds operation. CG provides overall funds required for operation of construction business and implementation of contracted works at rates lower than other financial institutions to support sustainable business and helps with smooth business operation and financial cost saving for cooperative members.

Loan types
  • For basic operating funds, we lend funds required for construction business such as stocking of major construction materials, purchase or repair of construction machinery and equipment, payment for labor etc. to CG members according to the number of CG member units provided as security.
  • For general collateralized operating funds, we lend operating funds to CG members based on the collaterals prescribed in the bylaws of CG such as deposit claim, securities such as government or public bonds, payment guarantee, real estate, etc.
  • For uncollected but confirmed claim collateralized operating funds, we lend operating funds to CG members based on claims from contracted works ordered by public institutions as collateral.
  • For promissory note discounting, we lend to CG members against bank promissory note that CG members received as contracted work cost for contracted works ordered by public institutions.