Construction Guarantee | Investor Relations | Financial Highlights

(Unit: million KRW)

Income statement
Revenue			Expenses
Account	Amount	Weight	Account	Amount	Weight
1. Operating income	384,252	78.5%	1. Operating expenses	262,628	70.2%
Guarantee fee	240,611	49.2%	Administrative Management expenses	131,207	35.1%
Loan interest	36,746	7.5%	Bad debt expenses	40,479	10.8%
Leasing revenues	9,246	1.9%	Transfer to emergency risks reserve	18,683	5.0%
Golf course leasing revenues	1,714	0.4%	Provision for customer points	2,554	0.7%
Education business revenue	462	0.1%	Mutual aid group insurance premium	106	0.0%
Reversal of subrogation reserve	11,757	2.4%	Re-mutual aid premium expenses	30,275	8.1%
Mutual aid premium	55,133	11.3%	Mutual aid payment costs	33,165	8.9%
Re-mutual aid premium revenue	7,162	1.5%	Transfer to mutual aid liability reserve, etc.	6,159	1.6%
Re-mutual aid claim revenue	21,421	4.4%
2. Non-operating income	105,020	21.5%	2. Non-operating expenses	58,498	15.6%
Deposit interest	18,215	3.7%	Contribution charges	7,778	2.1%
Securities interest, etc.	50,680	10.4%	Investment asset impairment loss, etc.	50,720	13.5
Financial investment income	1,670	0.3%	3. Corporate tax expenses	53,153	14.2%
dividend incom	16,720	3.4%	Expenses subtotal	374,279	100.0%
Equity method gain, etc.	17,735	3.6%	Net profit for the year	114,993
Total revenue	489,272	100.0%	Total	489,272