Construction Guarantee | Investor Relations | Financial Highlights

(Unit: million KRW)

Income statement
Revenue			Expenses
Account	Amount	Weight	Account	Amount	Weight
1. Operating income	378,259	64.7%	1. Operating expenses	404,185	80.5%
Guarantee fee	241,048	41.2%	Administrative management expenses	131,819	26.2%
Loan interest	45,322	7.7%	Bad debt expenses	132,250	26.3%
Leasing revenue	9,585	1.6%	Transfer to reserve for guarantee claims	74,063	14.7%
Golf course leasing revenue	1,731	0.3%	Provision for customer points	2,384	0.5%
Education business revenue	759	0.1%	Mutual aid group insurance premium	65	0.0%
Mutual aid premium	49,051	8.4%	Re-mutual aid premium expenses	25,348	5.0%
Re-mutual aid premium	6,002	1.0%	Mutual aid payment costs	37,073	7.4%
Re-mutual aid claim revenue	22,160	3.8%	Transfer to mutual aid liabilities reserve	1,183	0.2%
Reversal to reserve for the insurance contract liabilities	2,601	0.4%
2. Non-operating income	206,702	35.3%	2. Non-operating expense	74,972	14.9%
Deposit interest	13,805	2.4%	Contribution charges	7,268	1.4%
Securities interest	60,554	10.4%	Investment assets impairment loss, etc.	67,704	13.5%
Financial investment income	1,683	0.3%	3. Corporate tax expense	23,191	4.6%
Dividend income	30,437	5.2%	Total expense	502,348	100.0%
Equity method gain, etc.	100,223	17.1%	Net profit for the year	82,613
Total Revenue	584,961	100.0%	Total	584,961